What is a Pennsylvania lawsuit loan?

When you are seriously injured in an accident that was not your fault - a car accident, a motorcycle accident, a fall on someone else’s property, an instance of medical negligence - you have the legal right to sue the responsible party for the costs associated with treating your injuries. These costs can include medical bills (related to ambulatory transport, ER care, imaging tests like X-rays and MRIs, surgery, hospitalization, medical devices, medications, physical therapy, chiropractic care, mental health counseling, copays, deductibles, etc.), the cost of the time you missed at work to heal and didn’t get paid, and even the intangible costs of the pain and emotional/physical suffering you endured. Working with a lawyer to fight the insurance company and recover a fair settlement is usually the best way to get paid fairly. However, winning your lawsuit can take time. Insurance companies are often hesitant to pay out the full amount that accident victims’ injuries are worth, which means that it could take weeks, months, or even years to see a single penny that you’re owed. 

If you’re like most Pennsylvania residents, you may have a difficult time bearing the costs of the accident on your own during that time while also keeping up with your regular bills for groceries, mortgage/rent, and more. The impact of the accident becomes not only physically draining, but also financially devastating; it can be easy to become overwhelmed by debt, miss out on experiences, or suffer without quality treatment while you wait. Our Pennsylvania lawsuit loans can help tide you over until you receive compensation. We provide you with a specific amount - which is usually 10% of what your future settlement is expected to be - via check or direct deposit as soon as you are approved. Cash advances we have given to injured accident victims in the past have ranged from $500 - $25,000 or more! And the best part is that you only have to repay the loan when and if you win your lawsuit.

Why should I apply?

The total cost of the accident can be tens of thousands of dollars - or more - that you need to pay out of pocket. That isn’t fair, especially if the accident wasn’t your fault, and it’s the reason you are filing a lawsuit at all: to recover damages. However, most insurance companies know that the majority of Pennsylvania residents don’t have thousands of dollars just lying around in savings. Because insurance companies lose money when they pay out full claims, they will attempt to give you a quick, low offer in order to placate you and put the whole lawsuit behind them. They know that you are likely desperate for cash. Even though this initial offer won’t be anywhere near what you deserve to be paid, they know that it will seem tempting to get paid quickly. You will get a higher settlement if you can afford to reject this first offer, but you need another form of financial assistance available. That’s why we offer our clients Pennsylvania lawsuit loans that give their lawyer more time to play hardball and negotiate a better offer, even taking the case to trial if that’s what it takes to get the best deal.

We know that being injured in an accident is exhausting, so our application process is simple and fast. We don’t make you overcome time-consuming obstacles in order to qualify. All we require from you is information about your accident and your lawyer’s contact information. That’s it. We don’t need any medical documentation in order to fund you, and as soon as you are approved, we can send you the cash advance. You can use the Pennsylvania lawsuit loan to pay for anything you need until your case is resolved!

Are there any risks?‍

One of the best parts about receiving a 24-hour Pennsylvania lawsuit loan from National Lawsuit Funding is that you assume NO financial risk. You don’t pay anything out of pocket for your loan at any time. If you win your case, the loan is repaid out of your settlement amount. If you lose your case, you pay us nothing, and you get to keep the loan to spend however you wish/need. ‍

What types of cases do you fund? ‍

We fund a variety of personal injury cases in Pennsylvania; National Lawsuit Funding is able to fund injured accident victims in any county in the state who are currently pursuing legal representation with the help of an attorney. We cannot fund plaintiffs who do not have a lawyer. Some of the types of cases we fund include, but are not limited to:

• Motor vehicle accidents
• Slip and fall accidents
• Pedestrian accidents
• Medical malpractice accidents
• Nursing home neglect/abuse
• Zantac class action
• & more!