Frequently Asked Questions

Does it cost anything to apply?

The cost of the application is free.  We are only paid IF and WHEN you settle.  If you do not settle, you owe us nothing at all.

How long is the application process?

Normally, it takes one to two days from start of application to time of funding the advance.  This all depends on you and your attorney.  The faster your attorney calls/faxes/emails us back, the faster your funding occurs.  If the attorney is very responsive, we can have the whole approval process done in 20 minutes.

when am i approved?

You can be approved as soon as we speak to your attorney.  The hardest part of the lawsuit funding process is getting in touch with your attorney.

Why do you need to talk to my attorney?

Your attorney is the one who controls the settlement check.  We want to make sure he is aware of the lawsuit advance you are requesting.  We also want some case details that usually the client does not have themselves such as claim #, adjuster information, and liability concerns.  

once i am approved, how do i get my money?

Once you are approved, we need you to sign an agreement.  This can be emailed to you and signed electronically on a smart phone, tablet, or computer.  After you sign, we get your attorney to sign as well.  Then we can fund you.  Funding happens via direct deposit or a check (sent regular mail or priority mail - your choice). 

do i have to pay you back monthly?

No.  If your case settles, we are paid back out of the settlement proceeds.  Your attorney will cut us a check at that time.

is this a loan?

No.  This is a non-recourse advance on your settlement proceeds.  If you do not settle, you do not have to pay us back.

what if my case never settles?

Then you don't have to pay us back.  The payback is 100% contingent on your case settling.  You owe us nothing unless your case settles.

how much can i get?

Depends on your case.  Are you still treating?  How high are your medical bills?  Is the other party 100% at fault?  Did you have any insurance coverage to help with the medical bills?  A lot of questions to ask before we can determine the amount.  Usually, we do not advance more than 10% of what your future settlement MIGHT be.

What if i want to pay back the advance myself?

Not a problem.  We do not accept partial payments but we do accept you to pay off the full balance of your advance, at any time, in certified funds.

What states do you operate in?

STATES WE CURRENTLY DO NOT FUND:
Arizona, Arkansas, Colorado, Illinois, Kansas, Maine, Maryland, Minnesota, Nebraska, North Carolina, Tennessee, Vermont

STATES WE CURRENTLY DO NOT FUND WORKMAN'S COMP CASES:
​Alabama, Alaska, Arkansas, California, Colorado, Delaware, DC, Hawaii, Kansas, Maryland, Mass., Michigan, Minnesota, Montana, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Dakota, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming