National Lawsuit Funding was created to meet the growing demand for lawsuit loans. NLF provides lawsuit loans (cash investment advances) to help plaintiffs in their financial time of need. We work hard to help and we get people back on their feet again. A lawsuit loan from National Lawsuit Funding also provides options. Simply put, our lawsuit loan / advance allows a plaintiff to remain in a case longer in order to pursue a larger settlement. We put you in a position to negotiate the settlement you deserve.

A lawsuit loan is usually used in reference to a form of pre-settlement lawsuit funding which is not actually a loan, but is instead an advance fee, “investment” or form of venture capital.

While actual loans or lines of credit may be available to finance lawsuits, those options are usually reserved to lawyers and law firms. The plaintiff in a personal injury case who seeks to obtain a cash advance against the verdict or settlement in a lawsuit will not ordinarily be offered a loan, but will instead be offered “no recourse lawsuit funding”.

The advantage of this form of lawsuit financing is that it carries no risk to the plaintiff – if the lawsuit settles for less than the amount of the cash advance, or if the defendant ultimately prevails and there is no recovery at all, the plaintiff has no obligation to the lawsuit funding company beyond the plaintiff’s own share of any recovery. At the same time, the costs of a “lawsuit loan” can be considerable, as they are structured to avoid usury laws, and thus they are generally best viewed as a last resort for financing litigation.